First County Bank

Bank credit: is it growing, and where’s it going?

Lenders have loosened purse strings, but some sectors are monopolising bank loans. Hence the clamour for more credit

Here's What You Need to Look For to Make Sure You're Not Being Scammed at the ATM

Mortgage Loans: Stick With A Bank Or Go With A Broker?

It matters where you go for a mortgage. Who offers a better deal — a banker or broker?

Is a personal loan for you?

Personal loans have surged in popularity, due in part to increasing consumer confidence and a growing array of online lenders to provide them.

5 Things You Should Never Buy With Your Credit Card

Put that plastic away! For these six expenses, you’re better off leaving your credit card in your wallet.

5 Tips For Small Business Owners Looking To Get A Bank Loan

The economy’s continued expansion could have you, like many business owners, optimistic about your company’s growth prospects for this year and going forward.

Terrible Financial Advice: Top 10 Tips You Shouldn't Follow

It seems like everyone from bloggers to your next-door neighbor doles out financial advice these days. It can be difficult figuring out who to believe, and bad tips can pop up as frequently as thunderstorms in the summertime

Things You Should Expect Your Mortgage Banker to Ask You

Five things you can plan on discussing with your mortgage banker. Take it from us, we do this every day.

Why Be a Broker When You Can Be a Mortgage Banker?

The rise of digital mortgages and increasing lender consolidation are just two reasons mortgage brokers should make the transition to mortgage banking sooner rather than later.

What Does a Mortgage Banker Do?

A mortgage banker originates, funds and can service mortgage loans. Let's break down their services, responsibilities and how to hire one.

5 Things to Expect From a Good Mortgage Banker

Atlantic Bay Mortgage is a mortgage lender that genuinely cares about our clients. We continually provide the finest personal service to our clients.

5 Things You Should Expect Your Mortgage Banker to Ask About

If you are thinking about purchasing a home, you'll want to know about these 5 things.

How to Deposit Cash: Local Banks, ATMs, and Online Banks

If you need to deposit cash into your bank account, you have several options, including your local bank branch or an ATM that accepts deposits. While it isn’t possible to make deposits directly to …

How to protect yourself from fraud by your own bank

We often monitor our accounts to check for outside fraud, but that's not enough.

what must banks do to extend services?

What role must banks play in ensuring that 'ATM deserts' where people struggle to access cash do not become more widespread?

Too many gaps in banks' fraud-prevention systems

Criminals' efforts to steal identities and take over accounts have become increasingly sophisticated. Banks must upgrade their mitigation processes, which can be held back by antiquated systems and organizational silos.

Why PPP fraud hit fintechs harder than banks

Scammers may have had more success at duping fintechs than banks in obtaining Paycheck Protection Program loans. But there are reasons for this apparent disparity.

Victims of fraud: how to get your money back from your bank

Your bank will often make it as difficult as possible but there are ways to increase your chances

What banks can do to close the fraud knowledge gap

Educating consumers about the potential dangers helps keep them safe, and it also protects the industry.